Finance Lease Insurance

Our insurance protects the leasing company against the risk of not receiving lease instalments from foreign business partners.

Who is eligible

Finance Lease Insurance is addressed to institutions providing finance lease of goods delivered by Polish companies to their foreign business partners.


  1. We allow leasing companies to safely carry out a finance lease transaction by concluding a lease agreement with the foreign lessee.
  2. We provide insurance of lease installments with a payment term of two or more years, ensuring the security of transactions carried out on foreign markets.
  3. The cover spans nearly 200 countries across the globe (in line with the current policy regarding state-backed export insurance).
  4. KUKE can cover up to 100% of receivables.
  5. Payment of compensation under Finance Lease Insurance is guaranteed by the State Treasury.
  6. Compensation is paid in the currency of the finance lease agreement.
  7. Insurance conditions meet international standards set by the OECD.

We are a reliable partner in insuring and financing international trade.

  • We take on the risk form banks financing exports.
  • We increase lending opportunities in Poland and abroad.
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Eligibility criteria

  • The subject of insurance is the principal amount due plus margins and other fees payable to the institution providing finance lease with a repayment term of at least two years . We may also provide insurance cover for the amount financing the insurance premium.
  • The insurance covers post-shipment risk i.e. risk occurring after the subject of the lease is delivered to the foreign lessee. The leasing company obtains protection against the failure to recover lease installments under the terms and conditions of a lease agreement.
  • Insurance cover is available for causes of loss qualified as commercial risk and political risk.
  • Our premium rates are harmonized with the OECD minimum premium rates system adopted by countries which have signed the so-called OECD Consensus.

Do you have questions? Please contact us.

Adam Grzybowski

+48 885 855 553

Norbert Królikowski

+48 605 150 258

Solutions for large companies

Manage credit and investment risk comprehensively.

  • Our solutions are tailored individually to meet the needs of your business.
  • We support sustainable growth of Polish enterprises both in the local market and abroad.
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Our solutions

Do you have trouble selecting the right solution for your business? Contact us!
Our consultant will help you choose the right package of solutions to support your company's foreign expansion.

News and insights

Over the past 30 years, thousands of Polish companies* have benefited from our solutions enabling safe growth of their business in Poland and worldwide.
*from small family businesses, through medium-sized companies to the largest international corporations