L/C Guarantee

With an L/C Guarantee, the bank's payment is assured. If the bank receives no payment from abroad, KUKE pays compensation. By taking on the risk from a bank, KUKE allows it to safely support its client’s export business on an even larger scale.


  1. KUKE assumes a large part of the exporter's bank's risk related to short-term financing.
  2. KUKE can issue a guarantee for up to 100% of the amount of secured debt due to the bank.
  3. Fast–track procedure – guarantees are issued in accordance with bank limits previously specified by KUKE.
  4. The guarantee is irrevocable and payable on first demand.

We are a reliable partner in insuring and financing international trade.

  • We take on the risk form banks financing exports.
  • We increase lending opportunities in Poland and abroad.
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Eligibility criteria

  • An L/C Guarantee covers an extensive list of countries (excluding EU Member States, Australia, Canada, Iceland, Japan, New Zealand, Norway, Switzerland and the USA).
  • An L/C Guarantee covers losses incurred by a beneficiary of the guarantee as a result of its debtor's failure to settle due payments within the deadline specified in the L/C or the post-financing agreement, if the debtor's non-payment is caused by the materialization of a commercial or political risk.
  • The credit granted by the bank for the payment of amounts due resulting from the L/C in favor of the importer's bank must not exceed the period of two years. For agriculture products the maximum repayment term of 540 days is applied (WTO rules).
  • Not only Polish exporters, but also their foreign subsidiaries are eligible for L/Cs.

Do you have questions? Please contact us.

Sylwia Morawska

+48 603 230 587


Kinga Zychowicz

+48 605 251 057


Solutions for large companies

Manage credit and investment risk comprehensively.

  • Our solutions are tailored individually to meet the needs of your business.
  • We support sustainable growth of Polish enterprises both in the local market and abroad.
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Our solutions

Do you have trouble selecting the right solution for your business? Contact us!
Our consultant will help you choose the right package of solutions to support your company's foreign expansion.

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Over the past 30 years, thousands of Polish companies* have benefited from our solutions enabling safe growth of their business in Poland and worldwide.
*from small family businesses, through medium-sized companies to the largest international corporations