Legal framework

We pursue our activities based on:

  • The Insurance Act dated 11 September 2015 (Journal of Laws of 2015 item 1884),
  • The Act dated 7 July 1994 on Export Insurance Guaranteed by the State Treasury (Journal of Laws of 2017 item 826),
  • The Statute of the Export Credit Insurance Corporation Joint Stock Company.

We have a license to conduct insurance activities in Group 14, 15 and 16 of Section II.

KUKE Group Code of Ethics

  1. Every day, we are all guided by the value system that we took from home and that we naturally try to pass on to our children. We believe that we help shape their personality or regulate the rules of functioning in society, setting the directions of development.
  2. We are committed to providing them with a better and happier future. Based on the same foundations, we have prepared the KUKE Group Code of Ethics, which is to be a signpost for all of us, outlining the framework of our behavior, directions for personal development and the future of the KUKE Group.
Code of ethics
OECD Consensus

The Arrangement on Officially Supported Export Credits (OECD Consensus) lays down the terms and conditions of financing export transactions provided by OECD Member States with loans allocated a repayment period of 2 or more years. The main objective of the Arrangement is ensuring equal conditions of competition between exporters based on the quality and price of the exported goods and services and not on any more favourable conditions of assistance provided by national governments.

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Environmental protection

Following the adoption by the OECD Council on 28 June 2012 of the Recommendation of the Council on Common Approaches for Officially Supported Export Credits and Environmental and Social Due Diligence KUKE established a procedural framework that allows addressing the potential impact of investment projects financed with a credit with a repayment term of 2 years and more supported with the State Treasury backing upon the natural and social environment. A responsible approach to the environment while carrying out export undertakings is an important element of KUKE’s co-operation with Polish exporters, institutions financing Polish exports, as well as ministries and public institutions.

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The OECD Convention

To combat the practices of bribery of foreign public officials in international transactions, the OECD Member States have adopted the OECD Convention on Combating Bribery of Foreign Public Officials in International Business Transactions. Poland ratified the Convention in 2000.

Procedures employed by KUKE

The rules on combating bribery in officially supported export credits that have been set out in the OECD Council Recommendation of 13 March 2019 have been reflected in the Resolutions of the Export Insurance Policy Committee, regulating the activities of KUKE in the scope of export credit insurance guaranteed by the State Treasury.

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Principles of corporate governance

We have implemented and apply the principles set out in the "Principles of Corporate Governance for Supervised Institutions" issued by the Polish Financial Supervision Authority on July 22, 2014, taking into account the principle of proportionality resulting from the scale, nature of operations and specificity of our company.

Polish Financial Supervision Authority: Principles of Corporate Governance for Supervised Institutions
Public information policy

KUKE, implementing the mission of creating safe and stable conditions for the functioning of Polish enterprises by insuring export and domestic transactions and facilitating access to external financing, ensures full transparency.

Public information policy

Our solutions

Small companies

Grow your business safely at home and abroad.

  • Protect your business against the risk of customer’s non-payment.
  • Free up cash frozen in unpaid invoices and improve your company's financial liquidity.
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Large companies

Manage credit and investment risk comprehensively.

  • Our solutions are tailored individually to meet the needs of your business.
  • We support sustainable growth of Polish enterprises both in the local market and abroad.
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We are a reliable partner in insuring and financing international trade.

  • We take on the risk form banks financing exports.
  • We increase lending opportunities in Poland and abroad.
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News and insights

Over the past 30 years, thousands of Polish companies* have benefited from our solutions enabling safe growth of their business in Poland and worldwide.
*from small family businesses, through medium-sized companies to the largest international corporations