Management Board

Janusz Władyczak
President and CEO
Janusz Władyczak has extensive experience gained in financial institutions, both in Poland and abroad.

Previously, he served as Director of the Investment Products Department at PKO TFI where he was responsible for setting out the product strategy for investment funds, creating and implementing investment and savings solutions offered to customers on the Polish market.

During his work at a financial institution in Austria he implemented structured investment products for private and retail banking customers, as well as derivatives in the form of certificates and warrants listed on the Warsaw Stock Exchange. At French investment banks he was responsible for the relations and for concluding transactions with the largest enterprises and financial institutions from the former Soviet states, such as Russia, Kazakhstan, Ukraine, Armenia, Azerbaijan, Lithuania, Latvia and Estonia.

He was also responsible for securing bilateral loans running into millions, structured and syndicated credits and export finance transactions, co-operating with the largest export credit agencies (ECAs) in the world. He also dealt with a wide spectrum of transactions in the capital market.

He graduated from ESCP European School of Management in Paris. He also studied at Vienna University, at the Graduate Institute of International and Development Studies forming part of Geneva University, as well as at the Asian Institute of Technology in Bangkok.

He likes to spend his free time actively. He particularly enjoys snowboarding, kayaking and tennis. His passion is travel.
Katarzyna Kowalska
Vice-President
Katarzyna Kowalska was appointed Vice-President of the Management Board of KUKE in June 2016.

She is a graduate of the Poznań Univesity of Economics and Business with a major in Finance and Accounting (specialty in corporate capital investments and financial strategies). Also, a graduate of the London School of Economics.

She commenced her professional career in financial consulting. Since 2012, she worked as Business Developer in the payments industry responsible for business development in Central and Eastern European countries, among others in Poland, Bulgaria, Romania and Kazakhstan. She handled business relations with banks and interbank institutions, including central banks and clearing houses. Next, Katarzyna Kowalska held the post of Deputy Director of the Large Investment Support Department in the Ministry of Development, where she was responsible for managing relations with both domestic and foreign financial institutions as well as coordinating sources and financial instruments.
Jan Sarnowski, LL.M.
Board Member
Tax advisor, expert in Polish and German tax and corporate law. Graduated from the University of Warsaw with a master of laws degree and completed an LLM (tax law) at the University of Cologne. He broadened his knowledge of Polish, German, and international tax law in postgraduate studies on Taxes and Tax Law at the University of Warsaw and in a two-year study of Anglo-American law at the WWU Münster. Holder of Erasmus (2008), DAAD (2010), and Thomas M. Cooley Law School (2013) scholarships. Academic teacher in the Collegium of Management and Finance of the Warsaw School of Economics. Author and co-author of more than 50 scientific papers on fair taxation, VAT, CIT, PIT and local taxes.

After years of working in legal and tax compliance for international law firms in Berlin and Warsaw, 2016 – 2018 served as advisor to the Deputy Prime Minister of Poland, responsible for developing legislative, administrative and IT tools for improving the efficiency of the tax collection and enforcement system. Coordinated the implementation of solutions which resulted in the significant growth of Polish VAT and CIT revenues.

Since 2018 Deputy Director of the Income Tax Department and Head of the Legal Comparatistics Division in the Poland’s Ministry of Finance. In the first year of his service succeeded to deliver more than 120 comparative researches on the contemporary issues of international and domestic taxation.

Since 2019 research fellow of the Polish Economic Institute, co-author and scientific editor of 17 policy papers and reports. Co-founder and deputy director of the GovTech Polska Program, Poland's largest initiative aimed at bringing the digital revolution to the Public Sector.

In October 2019 appointed Minister's Plenipotentiary for International VAT Cooperation, responsible for establishing and promoting technological exchange between Poland and EU-Countries, Ukraine and Moldova. 2019 – 2022 served as Undersecretary of State in the Polish Ministry of Finance. During his tenure as Deputy Minister of Finance, coordinated the development of new e-Services (Your e-PIT, E-Tax Office, National System of e-Invoices) and the introduction of a range of tax incentives for innovative or developing companies (i.e. Estonian CIT, VAT Groups, tax reliefs for robotization of production processes, investing in start-ups through Venture Capital funds and expansion to new markets).
Wiktor Grudzień
Board Member
Legal advisor, graduate of the Faculty of Law and Administration at the University of Łódź. He completed his legal adviser apprenticeship at the District Chamber of Legal Advisers in Warsaw. In 2014, he obtained the qualifications of a legal advisor and opened a legal adviser office - providing services to entities in the area of banking, insurance, commercial, economic and civil law.

He cooperated with the state administration, where he implemented projects related to digitization, IT systems (CEPiK2.0, e-construction, central register of emissivity of buildings), low-emission technologies supporting thermal modernization and the fight against energy poverty. In practice, he implemented the GDPR regulation to state registers and the IT systems that support them.

Certified trainer - he conducted trainings in the field of civil law, administrative and court-administrative proceedings.
Organizational structure
President and CEO
CEO
Financial Division
CFO
Controlling
Department
Liquidity Management
Department
Accounting
Department
Actuary
Department
Risk and Operations Division
CRO, COO
Client Service
Department
Claim Settlement
Department
Debt Collection
Department
Underwriting
Department
IT Department
Change Management
Department
HR and Administration
Department
Risk Management
Department
Corporate Division
CEO
Sales
Department
Product Development
Department
Guarantee
Department
International Insurance
and Cooperation Department
Legal Department
Compliance Department
Internal
Department
Communications
Department
Marketing
Department
Security Division
CSO
Security
Department
Settlements
Department
Reinsurance
Department

News and insights

Over the past 30 years, thousands of Polish companies* have benefited from our solutions enabling safe growth of their business in Poland and worldwide.
*from small family businesses, through medium-sized companies to the largest international corporations